Resources

Disaster Preparation

• Hurricane Season Preparedness Digital Toolkit (ready.gov)
• MEMA Website
• Tornado Preparation
• Taking Shelter In Safe Rooms
• Flood Preparation
• Flood Safety Digital Toolkit (ready.gov)
• National Flood Insurance Program (NFIP)
• Flood Map Search

Child Safety

• Safe Kids Gulf Coast
• Child Water Safety
• Child Sleep Safety
• Gun Safety
• Child Car and Road Safety

Credit/Financial Management

• Consumer Resources (CFPB)
• Sample Letter for Disputing Errors on Your Credit Report (Via FTC Website)
• Sample Letter for Debt Validation (link on this page) (Via CFPB Website)
• FICO Scoring Factors
• FTC Banned Debt Collectors List
• PowerPay Tool (self-directed debt elimination)
• Report Fraud (FTC)
• Report Identity Theft (FTC)
• Request FREE credit reports (Authorized by Federal Law) 
• File a dispute online: Equifax, TransUnion, Experian
• Your Money, Your Goals Toolkit (CFPB)

Homebuyer Resources

• Mississippi Home Corporation Products - Includes program for teachers
• FHLB HELP Grant
• Good Neighbor Next Door Program - Law enforcement officer, teacher, firefighter or emergency medical technician
• VA Home Purchase Board - Below market interest rates for veterans 
• Mortgage Affordability Calculator (BankRate)
• Top 5 Costly Mistakes to Avoid When Buying a Home (Article)
• Understanding Loan Types (CFPB)

Community Resources

• Community Resource List
• FHLB Disaster Recovery Loan Application
• Singing River Energy Audit
• MS Power Energy Audit
• Coast Electric Energy Audit
• Consumer’s Guide to Energy-Efficient and Healthy Homes
• Energy.gov's Energy Savings Hub
• HUD Local News (HUD.gov)
• Asbestos and Natural Disasters - Take Note
• Asbestos Symptoms

Homeowner Resources

• Improve The Value of Your Home (Article)
• HUD Home Maintenance Checklist
• Should I Refinance?
• HELOCs, Equity Loans, Reverse Mortgages
• How to Avoid Foreclosure
• Detailed Monthly Spending Plan List
• Homestead Exemption: Harrison County, Hancock County, Jackson County
• USDA Housing Repair Loans & Grants

Foreclosure Prevention

• Required documentation
• Avoid foreclosure scams
• File a scam complaint
• MHHD Intake Form (Printable Version)
• MHHD Intake Form (Online)

Fair Housing Resources

• Fair Housing Laws (HUD.gov)
• Housing Discrimination Information (HUD.gov)
• Disability and Housing (HUD.gov)
• Fair Housing Rights and Obligations (HUD.gov)

Student Aid Information

• Federal Student Loan Options & Repayment
• Helpful contact information

 Assistance

• Assistance Disclosure
• Request for Assistance
• Supporting Documents List
• Budget Sheet
• MHHD Hardship Form (Online)