I understand that: (a) Mercy Housing & Human Development (MHHD) is a HUD approved agency that provides confidential pre-purchase, post-purchase, foreclosure prevention, rental and credit counseling, after which I will receive a written Action Plan consisting of recommendations for handling my finances, possibly including referrals to other housing agencies as appropriate. (b) A counselor may answer questions and provide information about bankruptcy, but not give legal advice. (c) MHHD provides information and education on numerous loan products and housing programs and I further understand that the housing counseling I receive from MHHD in no way obligates me to choose any of these particular loan products or housing programs. (d) MHHD serves all clients regardless of income, race, color, religion/creed, sex, national origin, age, family status, disability, or sexual orientation/gender identity. We administer our programs in conformity with local, state, and federal anti-discrimination laws, including the federal Fair Housing Act (42 USC 3600, et seq.).
I release, discharge, hold harmless, and forever acquit Mercy Housing & Human Development, Inc. and each and all of its employees, volunteers, agents, representatives, affiliates, successors, attorneys, and any and all other persons, or entities (including the Mississippi Home Corporation) who may in any manner be liable, therefore without limitation from: (a) any and all actions, claims, demands and causes of action, for any and all types, kinds or character of damages which any of us may now or hereafter have, on account of any credit, home ownership and home buying counseling or advice (b) any claims of any kind or nature made by any person or entity or corporation, including without limitation, any claims by the Internal Revenue Service and the Mississippi State Tax Commission regarding the aforementioned counseling, advice, work performed or otherwise (c) any and all claims or allegations of personal or injury, property loss, or damages occurring on the premises (d) any claims and causes of action arising from errors or omissions related to my participation in MHHD counseling
I agree to: (a) Arrive for my appointments on time or call in advance to cancel them (b) Provide accurate information about your income, debts, expenses, credit, and employment (c) Return requested paperwork in a timely manner (d) Contribute to the counseling sessions and follow through with my agreed upon action plans (e) Notify my counselor of any changes, including but not limited to contact information or goals (f) Be terminated from the program for non-compliance
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